At A.E.I., we start with meeting and getting to know you (something that seems rare in the Internet Age). By doing so, we can customize our financial planning services to meet your specific needs and exceed your expectations in several areas of financial service.  When did you last sit knee cap to knee cap with your financial consultant?  When the meeting was over were you protected?

Take just twenty minutes to find out how we can work together. I’ll show you the type of work I do and you can decide. I offer you this free no obligation financial review opportunity to find out what financial independence and your goals mean to you and how you can achieve the financial future you deserve.

Tax Planning & Preparation

Need to have meetings by phone and email.  No problem.  We work with you every step of the way. 

You deserve to pay the minimum of tax permitted by law to Uncle Sam.  It’s possible to plan ahead to minimize your tax liability, however the key is to plan ahead.  “Whoever is first in the field and awaits the coming of the enemy will be fresh for the fight,” by Sun Tzu in The Art of War.  I have over 20 years of individual and small business tax experience to guide you. 

I have offered income tax preparation in business for the past 20 years, and this experience along with my education in financial planning and MBA equals expert tax advice and planning you can count on. 

Life Insurance Planning

Is your life insurance is good shape? AEI offers life insurance reviews at no cost. If you have had your life insurance policy for more than a few years, you could qualify to have more coverage for what you are already paying or you could keep your death benefit at the same level and reduce your premiums.  The mortality tables changed because Americans are living longer, so the cost savings to insure your life are being passed on to you.  Contact AEI for more information today.

This is the foundation of any financial plan. Have you thought of your goals and dreams for retirement lately?  When was the last time you thought about what it takes to retire?   We specialize in finding solutions for managing your risks with low cost life insurance, low term life insurance rates, universal life insurance, no load life insurance, whole life insurance quotes, and term life insurance.  Taking care of those you love is worth it to you, isn’t it?  What would your spouse and children do, if you suddenly died?  It happens.

Depending on your circumstances, protecting your income could be your most important asset protection goal.  Income protection insurance also known as disability insurance protects your greatest asset, your ability to work and earn a living. 

Small Business Group Health Insurance

As an independent advocate for small businesses, AEI offers plans from many carriers such as Kaiser Permanente, Kaiser Choice, Anthem Blue Cross and Blue Shield of California to name a few of the biggest. We help your business in administering the plan and making sure your claims are handled properly. With our tax background and consulting we ensure that you are getting all of the tax benefits including tax credits if you qualify. Give AEI a try before your next enrollment or to see if health benefits would improve the productivity of your small business. Studies have shown that having a group health plan results in less absenteeism at work and improved morale within the company. As the economy improves, employees will be looking for better benefits to decide where they choose to work. Don't be left behind.

Safe Money/Retirement Income Planning

Do you know how much you will be getting in income from your investments in retirement?
We can guarantee you a monthly income in retirement that will last your lifetime with retirement income planning products we broker from A-rated insurers such as Allianz Life Insurance Company, ING Life Insurance Company and Aviva PLC.  These are worldwide insurers that have survived both world wars; they are historically strong and have products that are built to last beyond our lifetimes.  For a great look at Safe Money click here http://www.safemoneyplaces.com/

You insure your car and your home.  Why wouldn’t you insure your future income?  Together we will determine what your retirement income planning needs will be and reach your goals.  Stocks and mutual funds cannot do this job for you alone, but the income planning financial products that A.E.I. brokers can guarantee you an income for life.  We work with equity indexed fixed annuity products for growth with a protection against loss of investment.

Mortgage Planning

Is your current mortgage working for you?  Let’s review it together and make sure it is.  We work in California not India to get you the loan that really meets your needs.  Through our affiliation with Granite Loan Center, we smoothly handle home construction loans, real estate investment loans, mobile home loans, refinance mortgages and no doc home loans. Granite Loan Center is a commercial mortgage broker in California and can get you a commercial loan from $50,000 to $5 million sourced from a wide selection of flexible real estate loans with outstanding rates and terms.  We are proactive in keeping our clients in the loop on all steps in the process of getting the loan.  We carefully review and ensure the accuracy of the loan documents. We go the extra mile by accompanying you to the title and escrow company on the day that you sign for your home construction loan, real estate investment loan, mobile home loan, mortgage refinance or no doc home loan. We want to be at the top of your mind as your commercial mortgage broker.  We love referrals and work smart to earn your trust and referrals.